Texas Bank Jobs – Portfolio Manager

Job Description:

The Portfolio Manager role is positioned within Credit Administration and is integral to the success of each line of business it supports, helping to drive the strategic vision set forth by Texas Capital Bank. This position will support the Small Business Administration Government Guaranteed line of businesses within the bank. The Portfolio Manager owns the underwriting process for all credit requests, working closely with Relationship Managers and Loan Closers to determine and evaluate potential risks and identify cross-sell opportunities. The Portfolio Manager is responsible for maximizing portfolio performance and is expected to have the ability to lead a deal from opportunity to close with little to some oversight

Job Responsibilities:

• Recommend final sign-off and approval, when applicable, on approval requests, document reviews and negotiations.
• Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practice
• Ownership of policy exception identification
• Responsible for risk rating assessment and periodic relationship reviews
• Ensuring that all Small Business Administration eligibility requirements are met.
• Ownership of post-approval modifications to ensure accurate reporting of credit exposure
• Client management, including assisting of day-to-day needs and contact meetings. Direct client contact is expected.
• Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks.
• Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
• Oversight of credit related responsibilities for Relationship Managers including financial statement spreading and validation of various underwriting models

Job Requirements:

• Strong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentations
• 5+ years’ experience in Small Business Administration lending
• Ability to live and work in, Dallas downtown office
• Passion for financial services and delivering superior client experiences
• Extraordinary levels of motivation and initiative
• Bachelor’s degree in Finance, Accounting, Real Estate, Commercial Banking or equivalent/relevant program
• Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
• Proven leadership skills and community involvement
• Exceptional writing, interpersonal and communication skills

Job Details:

Company: Texas Capital Bank

Vacancy Type: Full Time

Job Location: Dallas, TX, US

Application Deadline: N/A

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