TD Bank Careers – Credit Analyst I

Job Description:

The Credit Analyst I is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.

Job Responsibilities:

• Work reviewed and monitored by lead staff.
• Supports the lending function by providing analytical support.
• May research industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.
• Basic understanding of loan risk factors.
• Must be eligible for employment under regulatory standards applicable to the position.
• May prepare insightful and timely approval memorandums for presentation to appropriate lending and credit authorities.
• May participate in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times).
• Responsible for basic financial analysis of less complex loans/industries/Customers.
• Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower’s character, credit worthiness and financial condition.

Job Requirements:

• Strong oral and written communication skills.
• Strong analytical and research skills.
• Ability to maintain the confidentiality of credit and Customer information.
• 4 year degree or equivalent experience.
• Ability to meet deadlines.
• 1-2 years related experience preferred.
• Developed PC skills including proficiency and capability in word processing and spreadsheet software.
• Basic knowledge of credit and financial analysis techniques.
• Good interpersonal skills and team orientation.

Job Details:

Company: Toronto-Dominion Bank

Vacancy Type: Full Time

Job Location: Greenville, SC, US

Application Deadline: N/A

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