TD Bank Hiring – Credit Portfolio Manager I

Job Description:

The Credit Portfolio Manager I (CPM) is responsible to gather financial and general business information pertaining to customer and prospect loan requests. This job performs financial analyses needed to make credit decisions, contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors and supports commercial banking team and recommends credit solutions that add value to the Customer.

Job Responsibilities:

• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage overall analytical support and workflow production needs for a department
• Gathers financial and general business information pertaining to customer and prospect loan requests, performs financial analyses needed to make credit decision
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
• Takes appropriate action as necessary to correct deficiencies
• Works on larger, more complex deals, mainly focused on Middle Market

Job Requirements:

• Demonstrates communication skills, both verbal and written.
• Refined negotiation skills
• Strong market presence with wide network of outside referral sources for new business
• SBA and USDA experience
• Strong understanding of commercial business development techniques and credit decisions.
• Bachelor’s degree or equivalent experience
• Demonstrates credit and financial analysis skills
• 5+ years related experience
• Demonstrates PC skills
• Demonstrates business development track record

Job Details:

Company: Toronto-Dominion Bank

Vacancy Type: Full Time

Job Location: Greenville, SC, US

Application Deadline: N/A

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