ASB Careers 2025 – Residential Loan Officer

Job Description:

Responsible for generating residential loan volume. Works with the residential loan customer from origination through loan closing. Identifies cross-sell opportunities and refers to the appropriate sales representative.

Job Responsibilities:

• Keeps informed of current real estate lending trends relative to rates, fees, sales, and general market trends.
• Conducts the loan interview in a timely, professional manner and responds expediently to loan requests.
• Complies with all regulations and laws pertaining to real estate lending.
• Structures financing options based on applicant’s data; analyzes financial statements, tax returns, and income and expense statements and makes appropriate recommendations to customers based on customer needs relative to residential lending.
• Complies with the product profiles, lending policies and procedures for those lenders with whom the company maintains a brokerage agreement.
• Conducts real estate presentations to educate real estate personnel about various mortgage programs.
• Solicits, prequalifies, originates, services customers, and closes residential mortgage loans for ASB and various other lenders.
• Responds to telephone inquiries and contacts all assigned leads in a timely manner and actively cross-sells and refers customers for other ASB products and services.
• Performs the minimum required business development calls per month to various industry-related business partners. Meets residential loan production budget requirements.

Job Requirements:

• Knowledge of fundamental accounting principles and skilled in evaluating and analyzing financial statements, tax returns, and income/expense statements as they relate to residential lending.
• Two (2) years of work experience in residential lending.
• Excellent verbal, written, interpersonal, and presentation skills.
• Knowledge and understanding of banking policies, regulations, and procedures pertaining to residential mortgage lending.
• Excellent organization skills and able to meet multiple priorities and project deadlines.
• Works under minimal supervision, uses sound judgment and discretion in performing work duties and works cooperatively with others.
• Able to interpret and apply state and federal regulations as they relate to residential lending.
• Demonstrated sales ability and customer service orientation to servicing existing and new accounts.
• Required to maintain a high degree of confidentiality of all information contained in the loan file.

Job Details:

Company: American Savings Bank

Vacancy Type: Part Time

Job Location: Kailua-Kona, HI, US

Application Deadline: N/A

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