Job Description: Responsible for generating residential loan volume. Works with the residential loan customer from origination through loan closing. Identifies cross-sell opportunities and refers to the appropriate sales representative. Job Responsibilities: Keeps informed of current real estate lending trends relative to rates, fees, sales, and general market trends. Conducts the loan interview in a timely, professional manner and responds expediently to loan requests. Complies with all regulations and laws pertaining to real estate lending. Structures financing options based on applicant’s data; analyzes financial statements, tax returns, and income and expense statements and makes appropriate recommendations to customers based on customer needs relative to residential lending. Complies with the product profiles, lending policies and procedures for those lenders with whom the company maintains a brokerage agreement. Conducts real estate presentations to educate real estate personnel about various mortgage programs. Solicits, prequalifies, originates, services customers, and closes residential mortgage loans for ASB and various other lenders. Responds to telephone inquiries and contacts all assigned leads in a timely manner and actively cross-sells and refers customers for other ASB products and services. Performs the minimum required business development calls per month to various industry-related business partners. Meets residential loan production budget requirements. Job Requirements: Knowledge of fundamental accounting principles and skilled in evaluating and analyzing financial statements, tax returns, and income/expense statements as they relate to residential lending. Two (2) years of work experience in residential lending. Excellent verbal, written, interpersonal, and presentation skills. Knowledge and understanding of banking policies, regulations, and procedures pertaining to residential mortgage lending. Excellent organization skills and able to meet multiple priorities and project deadlines. Works under minimal supervision, uses sound judgment and discretion in performing work duties and works cooperatively with others. Able to interpret and apply state and federal regulations as they relate to residential lending. Demonstrated sales ability and customer service orientation to servicing existing and new accounts. Required to maintain a high degree of confidentiality of all information contained in the loan file. Job Details: Company: American Savings Bank Vacancy Type: Part Time Job Location: Kailua-Kona, HI, US Application Deadline: N/A Apply Here vacanciesforyou.net
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