Sunday , June 22 2025

ASB Careers 2025 – Residential Loan Officer

Website American Savings Bank

Job Description:

Responsible for generating residential loan volume. Works with the residential loan customer from origination through loan closing. Identifies cross-sell opportunities and refers to the appropriate sales representative.

Job Responsibilities:

  • Keeps informed of current real estate lending trends relative to rates, fees, sales, and general market trends.
  • Conducts the loan interview in a timely, professional manner and responds expediently to loan requests.
  • Complies with all regulations and laws pertaining to real estate lending.
  • Structures financing options based on applicant’s data; analyzes financial statements, tax returns, and income and expense statements and makes appropriate recommendations to customers based on customer needs relative to residential lending.
  • Complies with the product profiles, lending policies and procedures for those lenders with whom the company maintains a brokerage agreement.
  • Conducts real estate presentations to educate real estate personnel about various mortgage programs.
  • Solicits, prequalifies, originates, services customers, and closes residential mortgage loans for ASB and various other lenders.
  • Responds to telephone inquiries and contacts all assigned leads in a timely manner and actively cross-sells and refers customers for other ASB products and services.
  • Performs the minimum required business development calls per month to various industry-related business partners. Meets residential loan production budget requirements.

Job Requirements:

  • Knowledge of fundamental accounting principles and skilled in evaluating and analyzing financial statements, tax returns, and income/expense statements as they relate to residential lending.
  • Two (2) years of work experience in residential lending.
  • Excellent verbal, written, interpersonal, and presentation skills.
  • Knowledge and understanding of banking policies, regulations, and procedures pertaining to residential mortgage lending.
  • Excellent organization skills and able to meet multiple priorities and project deadlines.
  • Works under minimal supervision, uses sound judgment and discretion in performing work duties and works cooperatively with others.
  • Able to interpret and apply state and federal regulations as they relate to residential lending.
  • Demonstrated sales ability and customer service orientation to servicing existing and new accounts.
  • Required to maintain a high degree of confidentiality of all information contained in the loan file.

Job Details:

Company: American Savings Bank

Vacancy Type: Part Time

Job Location: Kailua-Kona, HI, US

Application Deadline: N/A

Apply Here

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