Santander Careers – Sr Appraisal Analyst

Job Description:

The Sr. Appraisal Analyst – Credit Risk reviews, analyzes, evaluates or renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization’s assets and services. S/he will supporting the second line of defense and recommends opportunities and proposes resolutions for improved efficiency, effectiveness, and risk minimization.

Job Responsibilities:

• Evaluates risk management contingency plans and reports findings
• Analyzes trends in risk data and escalates developments according to company policy and procedures for risk escalations
• Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement
• Adjusts risk management policies, systems, and processes to solve problems or improve effectiveness within the department
• Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations
• Assists senior level staff and management as requested
• Interprets and applies procedures, ensures analysis is documented and that records are maintained
• Operates as a point of contact for the department by responding to internal inquiries regarding policies, procedures, regulatory requirements, and project status updates
• Informs employees on risk policies and guidelines to build a risk aware culture and practice across the organization
• Completes monthly QA appraisal review sample as part of the 2nd Line of Defense

Job Requirements:

• Ability to change direction as project demand dictates
• Ability to analyze risk and provide recommendations and/or resolutions to minimize risk
• 3-5 years’ experience
• Certified Residential Appraisal Certification required
• Bachelor’s Degree; Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field or equivalent work experience
• Ability to build and foster internal relationships
• Knowledge of regulatory guidelines (Fannie Mae FNMA, Freddie Mac FHLMC, FHA, OCC Guidelines)
• Prior experience with a lender or bank is preferred
• Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner
• Appraisal review of residential properties experience required

Job Details:

Company: Santander Bank

Vacancy Type: Full Time

Job Location: Providence, RI, US

Application Deadline: N/A

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