LFG Careers – Sr. Life Underwriter

Job Description:

As a Sr. Underwriter for Lincoln, you will analyze and deliver on more complex Underwriting assignments & projects. You are responsible for underwriting individual life insurance applications within their designated approval limit of up to $5,000,000 and up to age 85. You will evaluate & assess more complex risks to determine whether to accept an insurance application and determine the appropriate coverage & risk. If this sounds like you, please read on!

Job Responsibilities:

• Enhances departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations.
• Represents the company by responding to questions during agency visits and developing relationships with agents and partners.
• Underwriting Individual Life Insurance – Making critical risk decision on whether to accept, modify, or decline a risk through evaluation of an individual’s medical
• history or physical condition, occupational hazard, and financial background.
• Provides training to less experienced team members on underwriting procedures and guidelines.
• Mentoring & Providing second signature review of life insurance applications
• Identifies and recommends process improvements that significantly reduce workloads or improve quality

Job Requirements:

• Developed Skills in: analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
• Demonstrated Excellence in: Problem Solving / Analysis; Comprehension of Complex Information; Influencing
• Risk Assessment; Demonstrated decision making using sound judgment; Negotiation Skills; Managing Conflict
• Intermediate in: Microsoft Office (Outlook, Word, PowerPoint, Excel)
• 3 – 6+ years of experience in Underwriting Individual Life Insurance
• A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
• Strong Written and Verbal Communication skills

Job Details:

Company: Lincoln Financial Group

Vacancy Type: Full Time

Job Location: Raleigh, NC, US

Application Deadline: N/A

Apply Here

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