Job Description: As a Sr. Underwriter for Lincoln, you will analyze and deliver on more complex Underwriting assignments & projects. You are responsible for underwriting individual life insurance applications within their designated approval limit of up to $5,000,000 and up to age 85. You will evaluate & assess more complex risks to determine whether to accept an insurance application and determine the appropriate coverage & risk. If this sounds like you, please read on! Job Responsibilities: Enhances departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations. Represents the company by responding to questions during agency visits and developing relationships with agents and partners. Underwriting Individual Life Insurance - Making critical risk decision on whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background. Provides training to less experienced team members on underwriting procedures and guidelines. Mentoring & Providing second signature review of life insurance applications Identifies and recommends process improvements that significantly reduce workloads or improve quality Job Requirements: Developed Skills in: analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets Demonstrated Excellence in: Problem Solving / Analysis; Comprehension of Complex Information; Influencing Risk Assessment; Demonstrated decision making using sound judgment; Negotiation Skills; Managing Conflict Intermediate in: Microsoft Office (Outlook, Word, PowerPoint, Excel) 3 – 6+ years of experience in Underwriting Individual Life Insurance A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment Strong Written and Verbal Communication skills Job Details: Company: Lincoln Financial Group Vacancy Type: Full Time Job Location: Raleigh, NC, US Application Deadline: N/A Apply Here vacanciesforyou.net
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