Five Star Bank Employment – Mortgage Originator

Job Description:

The Mortgage Originator is responsible for developing and maintaining relationships with homeowners, home buyers, home builders, realtors, attorneys, financial planners, and accountants. This position is expected to generate qualified mortgage business by actively pursuing opportunities throughout the Corporate footprint in all geographies and customer demographics. The major duties of the job that constitute the fundamental tasks and or responsibilities of the position. Employees must be able to perform the essential functions of the position with or without reasonable accommodations.

Job Responsibilities:

• Interviews loan applicants and assists applicants with identifying the products that best meet their needs.
• Collects financial data & documents and submits a complete loan application for processing.
• Monitors the loan process from origination to closing acting in the role of liaison between the Bank and the applicant.
• Provides mentoring and coaching on a regular basis to Departments involved in the origination process to ensure that sales and customer service standards are being met or exceeded.
• Works with internal business partners such as branch staff, commercial lenders, small business lenders and wealth management staff, to identify prospects and leads.
• Develops new business my cultivating leads from external referral sources such as realtors, home builders, attorneys, financial planners and accountants.
• Maintains an ongoing relationship with these sources to foster ongoing referral business.
• Maintains active relationships with existing customers to ensure retention of relationships, fostering new business through actively meeting the needs of those customers.
• Keeps current and compliant with industry standards and government regulations and serves as subject matter expertise with all mortgage products.

Job Requirements:

• Ability to develop strong working relationships and interact with all levels of staff and management
• Excellent verbal and written communication skills
• Maintains and updates personal registry information as necessary to include name changes, employment changes, etc.
• Possess analytical ability to interpret and utilize data to make appropriate recommendations ensuring compliance with regulations and policies/procedures
• Years: 3+ Type: Residential loan processing experience with a financial institution or mortgage
• Possess a high level of attention to detail to ensure accuracy
• Strong sales orientation while being customer focused; strong servicing skills
• Excellent organizational skills with the ability to work well under pressure and manage multiple priorities to meet established deadlines
• Register with Nationwide Mortgage Licensing System Registry (NMLS) and obtain a unique identifier that is provided to consumers in accordance with all SAFE Act requirements.
• Renew registration with NMLS annually.

Job Details:

Company: Five Star Bank

Vacancy Type: Full Time

Job Location: Warsaw, NY, US

Application Deadline: N/A

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