Job Description: Outbound Mortgage Loan Originators (MLOs) will receive a large number of Digital and Retention Mortgage Leads to outbound for Purchase, Refinance and Construction opportunities. They will serve in an advisory capacity to new and existing mortgage customers, building rapport, analyzing financial situations, working up different loan options, and determining the appropriate loan product to meet the client’s needs. Job Responsibilities: Develop solutions to help clients achieve their personal and financial goals while guiding them through the mortgage loan origination process from application to closing. Maintain a high level of industry specific knowledge, including, but not limited to loan program guidelines and current regulatory requirements. Provide an exceptional customer experience for all parties involved in every transaction. Evaluate different loan structuring alternatives and present prospects with multiple product options to choose from, educating the Borrower on the benefits and features of each. Review documentation with Borrower for accuracy, completeness, and acceptability. Negotiate and Lock optimal pricing for customers. Request, collect, and upload all supporting income and asset documentation and initial disclosures from clients. Maximize mortgage loan production through consultative selling, receiving and converting various different types of outbound leads into committed applications, and exceeding monthly goals. Job Requirements: Experience with various mortgage origination software (point-of-sale applications, loan origination systems, product and pricing engines, digital file imaging systems, etc.). 3+ Years Loan Structuring (Mortgage Sales, Processing, Closing, or Underwriting) experience. 5+ Years Sales (preferably Call Center or Telemarketing) experience. Knowledge of Federal Lending Regulations governing Real Estate Lending preferred (e.g. RESPA, HMDA, etc.). Knowledge of Fannie Mae / Freddie Mac products and services. Familiar with common Call Center applications and tools (Automated Call Distribution software). Must have High School diploma or GED equivalent, but Bachelor’s degree in Business, Accounting, Finance, Marketing, or related field preferred. Experience with Desktop Underwriter (DU) or other AUS preferred. Job Details: Company: BBVA USA Vacancy Type: Full Time Job Location: Homewood, AL, US Application Deadline: N/A Apply Here vacanciesforyou.net